How You Can Consolidate Parent PLUS Loans and Lower Your Monthly Payments

What is Parent PLUS Loan Consolidation?

When you consolidate parent PLUS loans you bundle all your "parent loans for undergraduate students" into one easy to manage loan. You receive fixed rate refinancing on your loans similar to consolidating federal student loans and it's just as quick and easy.

What are the benefits?

You save money
Consolidating parent PLUS loans provides you with the opportunity to get a low fixed interest rate.

It's more convenient
Your parent PLUS student loan consolidation simplifies your finances by making only one payment each month. You deal with only one lender which means less paperwork and you only have one monthly due date to manage.

Lowers your monthly payments
When you consolidate parent PLUS loans, the single monthly payment is usually far less than the total monthly payments of separate student loans.

Improves your credit score
Your new parent PLUS student loan consolidation is a single loan that replaces the many outstanding student loans. Since your old student loans are paid in full by the new loan, you improve your credit rating. And having fewer outstanding loans also helps your credit rating.

You may be eligible for extra savings
When you apply, make sure to look for further discounts to your interest rate. For example, some lenders will further reduce your interest rate for making payments electronically, making on-time payments and consolidating within your grace period.

Am I Eligible?

With most lenders:

• You usually do not need to have any form of collateral.
• You usually do not need a co-signer when you consolidate student loans.
• When you apply to consolidate parent PLUS loans, most lenders require $10,000 or more of outstanding student debts.
• Many lenders will not even check your credit score.

Do you qualify for a parent PLUS student loan consolidation?

To find out, there is a free, no obligation application form. We will be more than happy to let you know if you qualify. 

How do you apply?

A well established, nationally recognized lender can show you the best terms for you - simply apply. We will work with you to develop a suitable plan for your student loan consolidation.  

There's no obligation for applying, just apply and find out what terms and benefits you can receive. 

Click On The Icon Below and Apply Now

Find Out How Much You Can Save!

Consolidate parent PLUS loans. It will simplify your financial life and save you money!
Take financial control today!